www.calculatedriskblog.com

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• https://www.calculatedriskblog.com/
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• This is the End and a New Beginning
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• Hotels: Occupancy Rate Increased 4.4% Year-over-year
• Real Estate Newsletter Articles this Week:Housing Starts Decreased to 1.246 million Annual Rate
• The "Home ATM" Mostly Closed in Q3
• Fed's Flow of Funds: Household Net Worth Increased $6.1 Trillion in Q3
• Newsletter: Housing Starts Decreased to 1.246 million Annual Rate in October
• Housing Starts Decreased to 1.246 million Annual Rate in October
• Comments on December Employment Report
• December Employment Report: 50 thousand Jobs, 4.4% Unemployment Rate
• Older Posts
• A leading real-estate data junkie is now focused on the impact of the coronavirus
• Blogger keeps finger on pulse of housing market.
• ... How He Got Everything Right And What's Coming Next
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• Pre-Market Data
• Bloomberg futures
• WTI futures
• Here is a graph
• U.S. hotel results for week ending 3 January
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhw_6bEup5kre1-AKI0ErFFPYksBCe4pEbJH920579BlWuMqzYY8t2-rSnpoBccSLmPxvBsqPMmy2GCn2bVTdgfmxFMxr2a-8I4FgcMLdsAUm6KMmin2YWNSB_5xfaVrLOC5IYAMiCZ-dI8ObMlsh_PTqcme4umpooNAF82b8j6rmNUqJJzIuU9/s1658/Image%201-9-26%20at%205.13%E2%80%AFPM%20%281%29.jpeg
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjKiUDTX4ntLbqrVXrDl0BpMgZep4l_NftVOJ6X2Q84WlHhaxi0nPbse6ccxXyXKnv2J0n9M7MzwzZ29WRDvOB1vH7itJSCL5bR40-nd3anDtZ_BELRisrDfOMcWyE8z6_vRaPy91dQxqX9hr1OfMPXZdKZKkO_Ud4V5C0BTVgBmT-WvGJLyXYa/s1678/Image%201-9-26%20at%206.54%E2%80%AFAM.jpeg
• Housing Starts Decreased to 1.246 million Annual Rate in October
• The "Home ATM" Mostly Closed in Q3
• 1st Look at Local Housing Markets in December
• Asking Rents Decline Year-over-year
• Update: The Housing Bubble and Mortgage Debt as a Percent of GDP
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi5fxr-Bk_QYHEHUVf2LSIVmxoe544qpJ_fwgEqOk7UejtxAV3sFhNYU9QLYIrhWolH3h_4EqL6x-a55LNVH-RavvSsMKh5srxFz1kw554TSyDqjTRzMxRQInM3I6SFZbVVzcpoPNUjJGfPpee5WiY3MLu0bxCagg4fgrDr64TuZsS4yK-ZLcpy/s1075/NHSAug2025.PNG
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgimQE6Se1972LG9HKkz-ItSGbEFuGTQL6Xd739wyXDLcxGoKQJBMjeIsrBPwE7N8lmUMlBKK0_Ya1pcnIStKUthj_dE-oEcVyBSHp7sxSV31vogQ-imQbZL2-eyuqfk8egp5g_Zo46rc4s4pGoP0Kgz5qMGQ39alkZj97JJ1RiPws-lgaRxwrv/s1724/Image%2012-16-25%20at%206.34%E2%80%AFAM.jpeg
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_jos8sP8O08v6d0ujgB9qNOuHQOlJ4DtBG2YSvu2lUcBjDbAaTc94W8zM6J8y-nKRFhYm4oyt5zB8fBoB2aLkrX7sw6NFf1VpWREzY8rpP2in-vpkVF_Mp40mggYCN-y12FncXKuTrVGY-k1qp0SJSnj4mGr8UqGyGkVUEIqqScKU9VQxBUvT/s1826/Image%2012-19-25%20at%207.06%E2%80%AFAM.jpeg
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNWCvFomZDGYQUW2numOnAzReqqDz3ZnLDSJiSrIGMClzFPUGRl6XUUbu-oNT-3LU4zg7SfxdDMzUaVLw-tyOWj73iazNHThcff_2RXQFkj1EpqFEqxwSIgtWeVNQLnNNa5-JnTEeKMTEfqe1DXXJjbMdvn9TTwlCBB97xUKNh-8LWukhsFeo_/s1668/Image%2012-23-25%20at%206.22%E2%80%AFAM.jpeg
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhkO7YnlxinTvvqwT1wsDcfH1lfGl0Mpy8qgkeBD-VHH3waIr5D3tx-daYe4nYAMv86_lLt-yyYJedR2EU5DwAa0eUwCXz91Zad46RANLQx94F0i5MUNTFL64iI0H0bTr4qYawLaHzU4IlrLOuUNuvr3mLco7Gu7KKznAvNVrGV0NYJRn2jkZzS/s1888/Image%201-9-26%20at%2011.10%E2%80%AFAM.jpeg
• Financial Accounts of the United States
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj4R168f7im8EcKO-p4v6f6yBGJHh7OvADnqNMD1whHsvnzawoGydaJqqmIm2XehoNQbL7dp0ZUJ6yC0HcNV0zGGSURonGwWIQxOyspUgaxyKfVT_o_JZdCErGwF6XG8hlZ-_0pzAEJIiHjp81it5AbbpM5q6ZKbZa7eM8jqXCICNC6t0y4YJFR/s2430/Image%201-9-26%20at%2010.05%E2%80%AFAM.jpeg
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNRc5NV1dKXgxUGUsdMyDWPUSoFRydT03DvZ0v2a-Fk3fuwnblZMDOhvkdvIgdWT-tzKT3aHz4ulAVIYgS8dpCa726D2WdiWgC40VZf9VIcoraxz8zgqukfKo0QDt_lmVp72k6RNSrUux12wNJ_d8pGyg_4CMxoOKD1a9EUF5Tikl_uXZBitdC/s2426/Image%201-9-26%20at%2010.07%E2%80%AFAM.jpeg
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEirqo2YK_cqWKXXJ7e29NU7gZbz6eopEu5OTNxPQHmf4KMClovCtzi5v-NWPP2epWdy33xgwflyWx2PWZyLWAkFRjQD24YOBq0jnX1A8WzJvs2c38wd4sMAfdDs8sqR2aOvKjIqmhxDe_-9qmp-ZqN1tC4xdbzdp-WpMsDH-CNUCxT5Zcu5x5Rm/s2220/Image%201-9-26%20at%2010.11%E2%80%AFAM.jpeg
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjz66_NLOQqxrvPl5rKawccTBvvR4N1RDjNEIrkteZ9WpuYQEneiG7I4FORrsZTnrkR6rYELtjUIqndFEtmwDxBi01OsPPXQTfBusGMYmmnoWzJVkqw-TR-XP4ZRVz_maUnWsizBgLYGUmz9mfRNsFVE911zkdjGemIHjm_mmKl4p6EudxMqZ8I/s1572/Image%201-9-26%20at%207.06%E2%80%AFAM.jpeg
• Permits, Starts and Completions
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjT0qzlURclamlFgpn5wfBPztnL4L1xwD6K9da9kcy8GcLUHlYaoPux1R9aWxZa62rRq_LGopfIYmxXP81OSZpOHUWavHyeIRPDt60za25Szlb3JK7ACHtCn5vqHC-cD0IPn6SeVyvy7bxoENlA7yt82Xv5JP9cp4ZRPSJXW26hjjAcKIS9uY-3/s1692/Image%201-9-26%20at%206.53%E2%80%AFAM.jpeg
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5GC-eRR1SzSyNJifVWrKQu1PseKeTQLYYirlIzxTbkQqZ6R7aXQ_QSPPY6nB39ILKz1_r6xtnZ-sL5CMXIDpa5IuiRb8j4vd5oOBx3ZHAXjNsO_EgATl0Etw2VPnJNRPpJGXuKzbPXaC6d4Q6XKkxKdCNJ71hVTgLGBy3ubWhqE2e4hgYbn3S/s1760/Image%201-9-26%20at%205.57%E2%80%AFAM.jpeg
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2O19Tc8Zd7hEHvMa274os9JVBDSficC36ne4ok7aHCNLARs1ZaTBAMZgTJ_4vdgZBNfNur5QFb1ynIhgZy1_dJV_4Mff5_CgBoHeedoe2vsYdjLbGX74OA-MHE64qnFQ9mOoq7Ien3UlRuuSvZK6vcb_1kH3XWJHQroXkTgrR9JycRx1PSVz4/s1428/Image%201-9-26%20at%206.02%E2%80%AFAM.jpeg
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpR73xRmTXyNin7BtgOoWytugZ7oUUEme5gsSAuS8MBe4UwWpdigd5SknNEiJUVuD_fG1ye0mpwji1KatAdgF5Q4Zg10qSyHUWdhZk4nEX4Ut74MV0oxosVpZCqbhXBDK6U5XzTupOINsgJYi9gjDcSsWKjsxfdKNxKmKL9c2n-b88NiF03U9S/s1694/Image%201-9-26%20at%206.17%E2%80%AFAM.jpeg
• report
• alternate measure
• https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_ghmMBPbZ29spkx7c6x5zE0QcD-_M6rkmZaNVweEUTVak8ZvEIcJPfdgR9Y9TrpmNdXy5UXtIUep7azz47MzxLt0p8yr8D-U0i_842IxfSWl6dmF19MXg2NG0bRKv-i_7T19xFYYnlQxRDcvIk6hdc0aDwlKoA436YkqY4aTI105PYWWJiR07/s1694/Image%201-9-26%20at%206.15%E2%80%AFAM.jpeg
• Mastodon
• Employment Growth Has Flatlined (If We’re Optimistic)
• How Fast Can Trump Destroy US Exorbitant Privilege?
• WSJ Economic Survey: Downside Risk in GDP
• WSJ Economic Survey: The GDP Trajectory
• Economic Consequences of IEEPA Tariff Strikedown
• Trump Outlines Health Care Proposals as Prices and Premiums Rise
• Kaiser Permanente Agrees to Pay $556 Million to Settle Medicare Overbilling Claims
• Where Did All the American-Born Roofers Go?
• Initial Obamacare Enrollment Drops by 1.4 Million as Expiring ACA Subsidies Drive Up Premiums
• All the Things Named for Trump, and How Long Other Presidents Had to Wait
• Transcript: Richard Thaler and Alex Imas on The Winner’s Curse
• 10 Tuesday AM Reads
• Why Smart Investors Still Lose Money
• 10 MLK Day Reads
• “Intensity Is Overrated, Consistency is Underrated”
• Christophe Barraud Blog
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